- Wed Oct 10, 2018 5:04 pm
I am a non-resident. Originally I was with Bancaja who were taken over by Bankia. After paying some quarterly charges I complained and Bankia offered me an account whereby I kept 2,000€ minimum balance the account would be free. That was fine until this year where I noticed some small charge in February.
When I came out in May I went in and queried it where I was told I now needed 5,000€ minimum balance but I could have free banking if I opened a Cuenta On account. They wouldn't let me open it until they saw a P60 with my national insurance number so that had to wait until our June visit.
In June it took 45 minutes to go through the opening process for both myself and my wife and they made a deduction of around 6€ for doing this. I was also told I do not need a minimum balance apart from being in credit. All my direct debits were transferred over and the bank account number changed but since then I have paid no charges.
The early bird catches the worm . . . but the second mouse gets the cheese