Torrevieja Forum - Information coming soon!
soapydave wrote: ↑Fri Nov 03, 2017 8:09 pmok then! I know I said it was my last word,..........your just egging me on,
but ok you, ve just wrote the above ...................bollocks it was free £500 for first appointment,thats hardly free ,another shister in the financial sector,what happen when a well known company went tits up and other pension companys went down the pan did you give the clients there money back or were you laughing all the way to the bank on your commissions? as kev would say suckers
The commission paid to advisers forms a minute percentage of the overall premium, and in some cases is spread over the lifetime of the policy. The insurance/investment companies do, in many cases, pay a lump sum commission to an adviser, but it is in effect a loan to the adviser and assumes that the client will maintain payments, certainly for two or three years. If they don't, the companies will claw back the commission or a proportion of it.
But you need to take into consideration that an adviser may have invested many days in preparing his advice to a potential client, and if they are paid by commission only and the client chooses not to proceed, then that time goes unpaid for. No difference to you going to a gig, spending an hour or two setting up and then the bar-keeper tells you to pack up because they have decided not to provide entertainment that evening, and as you hadn't performed, he wasn't paying you anything.[/
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Couldn't agree more Bee!